You must be over 18, a resident of the country offering Afterpay, and meet additional eligibility criteria to qualify. Late fees may apply. Your first installment may be due at the time of purchase. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. For complete terms in AU/NZ visit: or in the US: Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.